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Ohio Loan Products
Types of Loans
Over 300 Products: Find The Right Loan for Every Buyer
We offer over 300 types of loans that will fit just about any budget! Find out about all our loans, refinance options and more. Owning a home is possible for you.
Check below for some of your options and call me if you have any questions!
937-369-8228
Conventional
A conventional loan might be just what you need.
Conventional loans are widely popular and have more flexibility than you may think. Talk to us about finding an option that suits your unique needs.
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Low interest rates and fees
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Low down payment options
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Mortgage insurance requirement depends on down payment amount or refinances
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Available for purchases
This loan program poses fewer hurdles than other mortgages, so you could close faster.
FHA
Homeownership could be closer than you think. Our FHA loan programs are created for buyers like you who are ready to take the next step in life.
With features like homeownership workshops and available down payment assistance, FHA loans are perfect for:
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First-time homebuyers
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Low-to-moderate income families
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Buyers looking for a low down payment
VA
VA loans offer flexible, sustainable terms, allowing you to purchase your first home even if you have limited savings. And with several refinancing options, you can turn your home equity into cash and reduce your monthly mortgage payment.
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100% financing available with no down payment*
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Government-backed, so no private mortgage insurance required
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Competitive rates, greater degree of safety and optimal flexibility
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Easier qualification requirements compared to other home loans
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Financing for veterans, active service members and select military spouses
*Closing costs and fees may still apply.
USDA
Whether you’re looking for more space or a little peace and quiet, our USDA Rural Development program can help you buy a home that fits your dreams. Your lungs won’t be the only ones thanking you, either. With this loan, your bank account can breathe easy with 100 percent financing* and flexible credit guidelines.
Features of Our USDA Rural Development Program
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No down payment required*
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Ideal for low and moderate-income households
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Not limited to first-time buyers
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*Closing costs and fees may still apply.
Jumbo
We offer Jumbo loan programs featuring flexible options for first-time homebuyers, seasoned homeowners and real estate investors. These programs allow you to finance a high-value property with a fixed or adjustable interest rate.
With loans as high as $2,000,000, our Jumbo loan programs feature:
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Qualifying credit scores as low as 700
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Low down payment options
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Financing for primary residences, second homes andinvestment properties
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Options for first-time homebuyers
Cash-out refinances with up to $350,000 back
Refinance
New opportunities are everywhere. A refinance can give you the funds to seize them. There are many types of home refinancing options, all designed to help you meet your financial goals faster.
You can use a refinance to shorten your repayment term and payoff your mortgage faster, consolidate debt into one payment, or take cash out of your equity to pay for an exciting new chapter in your life. Borrowers often refinance their home to:
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Consolidate debt to reduce monthly expenses
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Update or remodel their home
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“Go green” with energy-efficient upgrades
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Free up equity to purchase an investment property
FHA 203K Rehab Loan
From fixing roofs to finishing basements and everything in between, the FHA 203k Dream Loan provides the perfect lending solution. Make your home like new again with the FHA 203(K) Dream Loan Rehabilitation Program.
Borrow up to $35,000 for home improvement projects with a low down payment. The loan will be based on the as-completed value of the home, so you get your money’s worth for your renovations.